The Ultimate Guide to Ayushman Bharat Card: Everything You Need to Know

Ayushman Bharat Card is a card that provides health coverage of ₹5 lakh per family per year for secondary and tertiary care hospitalization to more than 12 crore poor and vulnerable families in India. It is part of the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), which is hailed as the world’s largest government-sponsored health insurance scheme.

If you are wondering what is Ayushman Bharat Card, how to get it, what are its benefits, and how to use it, then you have come to the right place. In this blog, we will answer all your questions and give you the ultimate guide to Ayushman Bharat Card. Let’s get started!

What is Ayushman Bharat Card and who is eligible for it?

Ayushman Bharat Card is a card that identifies you as a beneficiary of the AB-PMJAY scheme. It contains your name, gender, age, family ID, QR code, and helpline number. It also has the logo of the scheme and the state government.

You are eligible for Ayushman Bharat Card if you belong to one of the following categories:

  • You are covered under the Socio-Economic Caste Census (SECC) 2011 database, which includes households based on deprivation and occupational criteria.
  • You are a part of the Rashtriya Swasthya Bima Yojana (RSBY) database, which includes households that have enrolled in the RSBY scheme before 31st March 2018.
  • You are a resident of any of the six Union Territories (UTs) without a legislature, namely Chandigarh, Dadra and Nagar Haveli, Daman and Diu, Lakshadweep, Andaman and Nicobar Islands, and Ladakh.

You can check your eligibility for Ayushman Bharat Card by visiting the official website of the scheme (https://pmjay.gov.in/) or by calling the toll-free number 14555 or 1800111565. You can also visit any nearby empanelled hospital or Common Service Centre (CSC) to verify your eligibility.

How to get Ayushman Bharat Card and what are the documents required?

You can get Ayushman Bharat Card by following these steps:

  • Visit any nearby empanelled hospital or CSC with your Aadhaar card or any other identity proof such as voter ID card, PAN card, driving license, etc.
  • The hospital or CSC staff will verify your eligibility using your Aadhaar number or mobile number or RSBY URN or SECC name or ration card number.
  • If you are eligible, they will register you under the scheme and issue you an Ayushman Bharat Card.
  • You will also receive an SMS with your health scheme ID and other details.

You can also download a digital copy of your Ayushman Bharat Card from the official website or mobile app of the scheme.

The documents required for getting Ayushman Bharat Card are:

  • Aadhaar card or any other identity proof
  • Ration card or any other proof of family size
  • Mobile number

What are the benefits of Ayushman Bharat Card and how to use it?

Ayushman Bharat Card gives you access to a range of benefits under the AB-PMJAY scheme. Some of them are:

  • Health coverage of ₹5 lakh per family per year for secondary and tertiary care hospitalization
  • Cashless and paperless treatment at any empanelled public or private hospital across the country
  • Coverage of approximately 1,929 procedures, encompassing all associated costs such as drugs, supplies, diagnostic services, physician’s fees, room charges, surgeon charges, operating theater expenses, and ICU charges
  • Portability, allowing you to avail of treatment anywhere in India
  • No restriction on age, gender, family size, or pre-existing medical conditions

To use your Ayushman Bharat Card, you need to follow these steps:

  • Visit any empanelled hospital of your choice with your Ayushman Bharat Card and Aadhaar card or any other identity proof
  • The hospital staff will verify your identity and eligibility using your QR code or health scheme ID
  • The hospital staff will check your medical condition and recommend the appropriate treatment
  • The hospital staff will seek approval from the state health agency or insurance company for your treatment
  • Once approved, you can avail of cashless treatment at the hospital
  • After discharge, you will receive an e-discharge summary with details of your treatment

Conclusion

Ayushman Bharat Card is a card that can save your life and money in case of any medical emergency. It is a card that can give you peace of mind and security for your health and well-being. It is a card that can make you a part of the world’s largest health insurance scheme.

If you are eligible for Ayushman Bharat Card, do not wait any longer. Get your card today and enjoy its benefits. If you have any doubts or queries, feel free to contact the helpline number or visit the official website of the scheme.I hope you found this blog useful and informative. If you have any feedback or suggestions for me, please let me know. I would love to hear from you.