Nilanjan
Are you an unemployed youth in Karnataka who wants to buy a vehicle and start your own business? If yes, then you are in luck. The Karnataka government has launched a new scheme called Swawalambi Sarathi Scheme, which will provide you with a subsidy of up to Rs 3 lakh for buying a vehicle of your choice.
The Swawalambi Sarathi Scheme is a part of the state government’s efforts to reduce the unemployment rate and boost the economy. The scheme aims to empower the youth belonging to the minority communities and the SC/ST categories, who often face difficulties in getting loans from banks or other sources.
Under this scheme, you can buy any type of vehicle, such as a car, van, auto-rickshaw, taxi, bus, truck, tractor, etc. and use it for various purposes, such as transport, tourism, agriculture, delivery, etc. You can also start your own business with the help of the vehicle and earn a decent income.
The best part is that you don’t have to pay the full cost of the vehicle. The state government will give you a subsidy of 50% or 75% of the cost of the vehicle, depending on your community. The maximum subsidy amount will be Rs 3 lakh for the minority community and Rs 4 lakh for the SC/ST community. The subsidy will be directly transferred to your bank account through DBT (Direct Benefit Transfer).
Sounds too good to be true? Well, it is true and you can apply for this scheme right now. But before you do that, let us tell you more about this scheme and how you can benefit from it.
Karnataka Swawalambi Sarathi Yojana Details in Highlights
Here is a summary table of Swawalambi Sarathi Yojana for your quick reference:
| Parameter | Description |
| Name Of the Scheme | Karnataka Swawalambi Sarathi Scheme |
| By Whom Initiated done | By the Government of Karnataka |
| Beneficiary | unemployed citizens of the state |
| Assistance to be Provided | From buying a vehicle to starting a new business, providing subsidy |
| Subsidy Amount | 3 lakh to 4 Lakh |
| Application Process | Online / Offline |
| Official Website | Coming Soon |
Objective of Karnataka Swawalambi Sarathi Scheme
The main objective of Swawalambi Sarathi Scheme is to provide financial assistance to the unemployed youth of the state and help them buy vehicles and start their own businesses. The scheme also aims to:
- Enhance self-reliance and self-confidence among the youth
- Create employment opportunities and income sources for the youth
- Reduce dependency on loans and debts from banks or other sources
- Improve mobility and connectivity for the youth
- Boost the state’s economy and development
Swawalambi Sarathi Yojana Subsidy Amount
The subsidy amount under Swawalambi Sarathi Yojana varies according to the community of the beneficiary. Here is a table showing the subsidy percentage and amount for different communities:
| Community | Subsidy (%) | Subsidy Amount (Maximum) |
| Minority | 50% | 03 Lakh |
| SC/ST | 75% | 04 Lakh |
The subsidy amount will be calculated on the basis of the cost of the vehicle excluding GST (Goods and Services Tax). The beneficiary will have to pay the remaining amount after deducting the subsidy amount.
Eligibility Criteria for Swawalambi Sarathi Scheme Karnataka
To be eligible for Swawalambi Sarathi Scheme Karnataka, you must fulfill the following criteria:
- You must be a resident of Karnataka.
- You must belong to a minority community or SC/ST category.
- You must be unemployed or underemployed.
- You must have a valid driving license for the vehicle you want to buy.
- You must have a bank account linked with Aadhaar and DBT (Direct Benefit Transfer).
- You must not be a beneficiary of any other similar scheme of the state or central government.
Important Documents to Apply
To apply for Swawalambi Sarathi Yojana, you need to submit the following documents along with your application form:
- Aadhar Card
- PAN Card
- Driving Licence
- Caste Certificate
- Residential Certificate
- Bank Account
- Colourful Passport Size Photo
- Mobile Number
You need to attach a copy of these documents with your application form and also upload them online if you are applying through the portal or app.
Benefits of Karnataka Sarathi Swawalambi Yojana
Swawalambi Sarathi Yojana has multiple benefits for the unemployed youth of the state. Some of these are:
- It provides financial assistance to buy vehicles and start businesses.
- It enhances self-reliance and self-confidence among the youth.
- It creates employment opportunities and income sources for the youth.
- It reduces dependency on loans and debts from banks or other sources.
- It improves mobility and connectivity for the youth.
- It boosts the state’s economy and development.
Characteristics of Karnataka Swawalambi Sarathi Scheme
Swawalambi Sarathi Scheme has some unique characteristics that make it different from other schemes. Some of these are:
- It covers various types of vehicles, such as cars, vans, auto-rickshaws, taxis, buses, trucks, tractors, etc.
- It covers various purposes, such as transport, tourism, agriculture, delivery, etc.
- It covers all the youth belonging to the minority communities and the SC/ST categories, irrespective of their caste, religion, or marital status.
- It provides a subsidy of 50% or 75% of the cost of the vehicle, depending on the community.
- It provides a maximum subsidy amount of Rs 3 lakh for the minority community and Rs 4 lakh for the SC/ST community.
- It provides a subsidy directly into the bank account of the beneficiary through DBT (Direct Benefit Transfer).
How to Register for Karnataka Swawalambi Sarathi Scheme 2023
If you are interested in applying for Swawalambi Sarathi Scheme 2023, you need to register yourself on the official portal or app of the scheme. The portal or app is not yet launched by the state government, but it is expected to be launched soon. Once it is launched, you can follow these steps to register yourself:
- Visit the official website of Swawalambi Sarathi Portal or download the app from Google Play Store or App Store.
- Click on the ‘Register’ button and enter your mobile number and OTP (One Time Password).
- Fill up your personal details, such as name, date of birth, gender, caste, etc.
- Enter your bank account details, such as account number, IFSC code, branch name, etc.
- Enter your Aadhaar number and verify it with OTP.
- Create a username and password for your account and login.
How to Download Application Form for Karnataka Swawalambi Sarathi Scheme
After registering yourself on the portal or app of Swawalambi Sarathi Scheme, you can download the application form for the scheme. You can also get the application form from your nearest gram panchayat / ward office / camp site. To download the application form online, you can follow these steps:
- Login to your account on Swawalambi Sarathi Portal or app with your username and password.
- Click on the ‘Download Application Form’ button and save it on your device.
- Print out the application form and fill it up with your details, such as vehicle type, vehicle cost, subsidy amount, etc.
- Attach a copy of your Aadhaar card, driving license, bank passbook, and photo with the application form.
How to Submit Application Form for Karnataka Swawalambi Sarathi Scheme
After filling up and attaching the required documents with your application form, you can submit it online or offline. To submit it online, you can follow these steps:
- Login to your account on Swawalambi Sarathi Portal or app with your username and password.
- Click on the ‘Submit Application Form’ button and upload your scanned application form and documents.
- Review your details and confirm your submission.
To submit it offline, you can follow these steps:
- Visit your nearest gram panchayat / ward office / camp site with your original documents and application form.
- Submit your documents and application form to the authorized person at the gram panchayat / ward office / camp site.
- Get a receipt with an application number for future reference.
Helpline Number
If you have any queries or doubts regarding Swawalambi Sarathi Scheme, you can contact the following helpline number:
- 1800-425-0010 (Toll-free)
You can also write an email to [email protected] for any feedback or suggestions.
